United States Income Tax Calculator 2026 | Tax Atlas
Calculate your 2026 take-home pay, income tax, and full bracket breakdown for United States. Free, no signup required.
Enter your gross income above to see your 2026 United States tax breakdown instantly.
Quick example
A single filer earning $75,000 in 2026 has a taxable income of $58,900 after the $16,100 standard deduction, and pays approximately $7,670 in federal income tax — an effective rate of about 10.2%.
How United States federal income tax works in 2026
The United States federal income tax uses seven progressive brackets ranging from 10% to 37%. You are not taxed at a single flat rate — instead, each portion of your income is taxed at the rate of the bracket it falls into.
Before brackets are applied, you subtract your standard deduction from gross income to arrive at taxable income. For 2026, the standard deduction is $16,100 for single filers, $32,200 for married couples filing jointly, and $24,150 for heads of household — increased from 2025 under the One Big Beautiful Bill Act inflation adjustments.
These rates and thresholds are sourced from IRS Revenue Procedure 2025-32.
2026 United States income tax brackets
| Rate | Taxable income (single) |
|---|---|
| 10% | Up to $12,400 |
| 12% | $12,400 – $50,400 |
| 22% | $50,400 – $105,700 |
| 24% | $105,700 – $201,775 |
| 32% | $201,775 – $256,225 |
| 35% | $256,225 – $640,600 |
| 37% | Over $640,600 |
Source: IRS Revenue Procedure 2025-32. Brackets apply to taxable income after the standard deduction.
Frequently asked questions
- How is United States income tax calculated in 2026?
- The US uses a progressive tax system. Your income is taxed at increasing rates as it passes through each bracket — only the portion within each band is taxed at that band's rate. The 2026 standard deduction reduces your taxable income before brackets are applied.
- What is the difference between effective and marginal tax rate?
- Your marginal rate is the rate applied to your last dollar of income. Your effective rate is your total tax divided by your gross income — it is always lower than your marginal rate because lower income portions are taxed at lower rates.
- Is this a professional tax estimate?
- No. This calculator provides estimates for informational purposes only and does not constitute professional tax advice. Consult a qualified CPA, EA, or tax professional for advice specific to your situation.
- When are US taxes due in 2026?
- Federal income taxes for the 2026 tax year are typically due on April 15, 2027, unless an extension is filed. Confirm exact dates with the IRS at irs.gov.
Related United States tax pages
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